Perform bank account transfer from the sub account
curl --request POST \
--url https://api.nomba.com/v2/transfers/bank/{subAccountId} \
--header 'Authorization: Bearer <token>' \
--header 'Content-Type: application/json' \
--header 'accountId: <accountid>' \
--data '
{
"amount": 3500,
"accountNumber": "0554772814",
"accountName": "M.A Animashaun",
"bankCode": "058",
"merchantTxRef": "UNQ_123abGGhh5546",
"senderName": "Nightly Post",
"narration": "Testing Payment"
}
'import requests
url = "https://api.nomba.com/v2/transfers/bank/{subAccountId}"
payload = {
"amount": 3500,
"accountNumber": "0554772814",
"accountName": "M.A Animashaun",
"bankCode": "058",
"merchantTxRef": "UNQ_123abGGhh5546",
"senderName": "Nightly Post",
"narration": "Testing Payment"
}
headers = {
"accountId": "<accountid>",
"Authorization": "Bearer <token>",
"Content-Type": "application/json"
}
response = requests.post(url, json=payload, headers=headers)
print(response.text)const options = {
method: 'POST',
headers: {
accountId: '<accountid>',
Authorization: 'Bearer <token>',
'Content-Type': 'application/json'
},
body: JSON.stringify({
amount: 3500,
accountNumber: '0554772814',
accountName: 'M.A Animashaun',
bankCode: '058',
merchantTxRef: 'UNQ_123abGGhh5546',
senderName: 'Nightly Post',
narration: 'Testing Payment'
})
};
fetch('https://api.nomba.com/v2/transfers/bank/{subAccountId}', options)
.then(res => res.json())
.then(res => console.log(res))
.catch(err => console.error(err));<?php
$curl = curl_init();
curl_setopt_array($curl, [
CURLOPT_URL => "https://api.nomba.com/v2/transfers/bank/{subAccountId}",
CURLOPT_RETURNTRANSFER => true,
CURLOPT_ENCODING => "",
CURLOPT_MAXREDIRS => 10,
CURLOPT_TIMEOUT => 30,
CURLOPT_HTTP_VERSION => CURL_HTTP_VERSION_1_1,
CURLOPT_CUSTOMREQUEST => "POST",
CURLOPT_POSTFIELDS => json_encode([
'amount' => 3500,
'accountNumber' => '0554772814',
'accountName' => 'M.A Animashaun',
'bankCode' => '058',
'merchantTxRef' => 'UNQ_123abGGhh5546',
'senderName' => 'Nightly Post',
'narration' => 'Testing Payment'
]),
CURLOPT_HTTPHEADER => [
"Authorization: Bearer <token>",
"Content-Type: application/json",
"accountId: <accountid>"
],
]);
$response = curl_exec($curl);
$err = curl_error($curl);
curl_close($curl);
if ($err) {
echo "cURL Error #:" . $err;
} else {
echo $response;
}package main
import (
"fmt"
"strings"
"net/http"
"io"
)
func main() {
url := "https://api.nomba.com/v2/transfers/bank/{subAccountId}"
payload := strings.NewReader("{\n \"amount\": 3500,\n \"accountNumber\": \"0554772814\",\n \"accountName\": \"M.A Animashaun\",\n \"bankCode\": \"058\",\n \"merchantTxRef\": \"UNQ_123abGGhh5546\",\n \"senderName\": \"Nightly Post\",\n \"narration\": \"Testing Payment\"\n}")
req, _ := http.NewRequest("POST", url, payload)
req.Header.Add("accountId", "<accountid>")
req.Header.Add("Authorization", "Bearer <token>")
req.Header.Add("Content-Type", "application/json")
res, _ := http.DefaultClient.Do(req)
defer res.Body.Close()
body, _ := io.ReadAll(res.Body)
fmt.Println(string(body))
}HttpResponse<String> response = Unirest.post("https://api.nomba.com/v2/transfers/bank/{subAccountId}")
.header("accountId", "<accountid>")
.header("Authorization", "Bearer <token>")
.header("Content-Type", "application/json")
.body("{\n \"amount\": 3500,\n \"accountNumber\": \"0554772814\",\n \"accountName\": \"M.A Animashaun\",\n \"bankCode\": \"058\",\n \"merchantTxRef\": \"UNQ_123abGGhh5546\",\n \"senderName\": \"Nightly Post\",\n \"narration\": \"Testing Payment\"\n}")
.asString();require 'uri'
require 'net/http'
url = URI("https://api.nomba.com/v2/transfers/bank/{subAccountId}")
http = Net::HTTP.new(url.host, url.port)
http.use_ssl = true
request = Net::HTTP::Post.new(url)
request["accountId"] = '<accountid>'
request["Authorization"] = 'Bearer <token>'
request["Content-Type"] = 'application/json'
request.body = "{\n \"amount\": 3500,\n \"accountNumber\": \"0554772814\",\n \"accountName\": \"M.A Animashaun\",\n \"bankCode\": \"058\",\n \"merchantTxRef\": \"UNQ_123abGGhh5546\",\n \"senderName\": \"Nightly Post\",\n \"narration\": \"Testing Payment\"\n}"
response = http.request(request)
puts response.read_body{
"code": "00",
"description": "Success",
"data": {
"amount": "1.0",
"meta": {
"api_rrn": "2309081xxxxxx",
"narration": "Testing",
"recipientName": "John doe",
"sender_name": "Nightly Post",
"merchantTxRef": "3JVW2xJCjj443oannREBuTaXDdji",
"api_client_id": "6a7bed88-7c93-4a1c-a445-f88edbca6489",
"currency": "NGN",
"hooksEligible": "true",
"banking_entity_id": "842f2b4320f",
"banking_entity_user_id": "01a10aeb-d989-460a-bbde-9842f2b4320f",
"banking_entity_type": "9842f2b4320f",
"self_transaction": "true",
"transactionCategory": "128735648",
"accountNumber": "0127667384",
"bankName": "GTbank",
"bankCode": "058",
"sessionId": "",
"user_referral_code": "HABI76745",
"amount_charged": "21.0",
"paymentVendor": "Wallet",
"wallet_balance": "5.38",
"wallet_currency": "NGN",
"paymentVendorReference": "01a10aeb-d989-460a-bbde-9840f",
"agent_commission": "0.0",
"useV2Fulfilment": "true"
},
"fee": 50,
"timeCreated": "2026-03-08T14:17:13.634Z",
"id": "API-TRANSFER-C24AD-a6443bf0-011c-4bc2-b739-4a2e33e2a27b",
"type": "transfer",
"status": "SUCCESS",
"source": "api",
"sourceUserId": "11ec45a1-1fe5-44f5-8baf-cxxxxxxxxxx",
"customerBillerId": "010784xxxx",
"productId": "058"
}
}{
"code": "201",
"description": "PROCESSING",
"message": "Unable to process response, please rely on web hook",
"status": false,
"data": {
"status": "PENDING_BILLING"
}
}{
"code": "400",
"description": "Request failed."
}{
"code": "401",
"description": "Unauthorized"
}{
"code": "403",
"description": "Forbidden"
}{
"code": "404",
"description": "Record not found"
}{
"code": "429",
"description": "Too many requests"
}{
"code": "500",
"description": "Server error"
}Transfers
Perform bank account transfer from the sub account
Initiate a bank transfer from a specific sub-account. Useful when managing multiple balances under your main account. Sub-account transfers must be enabled by Nomba before use. Sub-accounts can only be created from the Nomba dashboard.
POST
/
v2
/
transfers
/
bank
/
{subAccountId}
Perform bank account transfer from the sub account
curl --request POST \
--url https://api.nomba.com/v2/transfers/bank/{subAccountId} \
--header 'Authorization: Bearer <token>' \
--header 'Content-Type: application/json' \
--header 'accountId: <accountid>' \
--data '
{
"amount": 3500,
"accountNumber": "0554772814",
"accountName": "M.A Animashaun",
"bankCode": "058",
"merchantTxRef": "UNQ_123abGGhh5546",
"senderName": "Nightly Post",
"narration": "Testing Payment"
}
'import requests
url = "https://api.nomba.com/v2/transfers/bank/{subAccountId}"
payload = {
"amount": 3500,
"accountNumber": "0554772814",
"accountName": "M.A Animashaun",
"bankCode": "058",
"merchantTxRef": "UNQ_123abGGhh5546",
"senderName": "Nightly Post",
"narration": "Testing Payment"
}
headers = {
"accountId": "<accountid>",
"Authorization": "Bearer <token>",
"Content-Type": "application/json"
}
response = requests.post(url, json=payload, headers=headers)
print(response.text)const options = {
method: 'POST',
headers: {
accountId: '<accountid>',
Authorization: 'Bearer <token>',
'Content-Type': 'application/json'
},
body: JSON.stringify({
amount: 3500,
accountNumber: '0554772814',
accountName: 'M.A Animashaun',
bankCode: '058',
merchantTxRef: 'UNQ_123abGGhh5546',
senderName: 'Nightly Post',
narration: 'Testing Payment'
})
};
fetch('https://api.nomba.com/v2/transfers/bank/{subAccountId}', options)
.then(res => res.json())
.then(res => console.log(res))
.catch(err => console.error(err));<?php
$curl = curl_init();
curl_setopt_array($curl, [
CURLOPT_URL => "https://api.nomba.com/v2/transfers/bank/{subAccountId}",
CURLOPT_RETURNTRANSFER => true,
CURLOPT_ENCODING => "",
CURLOPT_MAXREDIRS => 10,
CURLOPT_TIMEOUT => 30,
CURLOPT_HTTP_VERSION => CURL_HTTP_VERSION_1_1,
CURLOPT_CUSTOMREQUEST => "POST",
CURLOPT_POSTFIELDS => json_encode([
'amount' => 3500,
'accountNumber' => '0554772814',
'accountName' => 'M.A Animashaun',
'bankCode' => '058',
'merchantTxRef' => 'UNQ_123abGGhh5546',
'senderName' => 'Nightly Post',
'narration' => 'Testing Payment'
]),
CURLOPT_HTTPHEADER => [
"Authorization: Bearer <token>",
"Content-Type: application/json",
"accountId: <accountid>"
],
]);
$response = curl_exec($curl);
$err = curl_error($curl);
curl_close($curl);
if ($err) {
echo "cURL Error #:" . $err;
} else {
echo $response;
}package main
import (
"fmt"
"strings"
"net/http"
"io"
)
func main() {
url := "https://api.nomba.com/v2/transfers/bank/{subAccountId}"
payload := strings.NewReader("{\n \"amount\": 3500,\n \"accountNumber\": \"0554772814\",\n \"accountName\": \"M.A Animashaun\",\n \"bankCode\": \"058\",\n \"merchantTxRef\": \"UNQ_123abGGhh5546\",\n \"senderName\": \"Nightly Post\",\n \"narration\": \"Testing Payment\"\n}")
req, _ := http.NewRequest("POST", url, payload)
req.Header.Add("accountId", "<accountid>")
req.Header.Add("Authorization", "Bearer <token>")
req.Header.Add("Content-Type", "application/json")
res, _ := http.DefaultClient.Do(req)
defer res.Body.Close()
body, _ := io.ReadAll(res.Body)
fmt.Println(string(body))
}HttpResponse<String> response = Unirest.post("https://api.nomba.com/v2/transfers/bank/{subAccountId}")
.header("accountId", "<accountid>")
.header("Authorization", "Bearer <token>")
.header("Content-Type", "application/json")
.body("{\n \"amount\": 3500,\n \"accountNumber\": \"0554772814\",\n \"accountName\": \"M.A Animashaun\",\n \"bankCode\": \"058\",\n \"merchantTxRef\": \"UNQ_123abGGhh5546\",\n \"senderName\": \"Nightly Post\",\n \"narration\": \"Testing Payment\"\n}")
.asString();require 'uri'
require 'net/http'
url = URI("https://api.nomba.com/v2/transfers/bank/{subAccountId}")
http = Net::HTTP.new(url.host, url.port)
http.use_ssl = true
request = Net::HTTP::Post.new(url)
request["accountId"] = '<accountid>'
request["Authorization"] = 'Bearer <token>'
request["Content-Type"] = 'application/json'
request.body = "{\n \"amount\": 3500,\n \"accountNumber\": \"0554772814\",\n \"accountName\": \"M.A Animashaun\",\n \"bankCode\": \"058\",\n \"merchantTxRef\": \"UNQ_123abGGhh5546\",\n \"senderName\": \"Nightly Post\",\n \"narration\": \"Testing Payment\"\n}"
response = http.request(request)
puts response.read_body{
"code": "00",
"description": "Success",
"data": {
"amount": "1.0",
"meta": {
"api_rrn": "2309081xxxxxx",
"narration": "Testing",
"recipientName": "John doe",
"sender_name": "Nightly Post",
"merchantTxRef": "3JVW2xJCjj443oannREBuTaXDdji",
"api_client_id": "6a7bed88-7c93-4a1c-a445-f88edbca6489",
"currency": "NGN",
"hooksEligible": "true",
"banking_entity_id": "842f2b4320f",
"banking_entity_user_id": "01a10aeb-d989-460a-bbde-9842f2b4320f",
"banking_entity_type": "9842f2b4320f",
"self_transaction": "true",
"transactionCategory": "128735648",
"accountNumber": "0127667384",
"bankName": "GTbank",
"bankCode": "058",
"sessionId": "",
"user_referral_code": "HABI76745",
"amount_charged": "21.0",
"paymentVendor": "Wallet",
"wallet_balance": "5.38",
"wallet_currency": "NGN",
"paymentVendorReference": "01a10aeb-d989-460a-bbde-9840f",
"agent_commission": "0.0",
"useV2Fulfilment": "true"
},
"fee": 50,
"timeCreated": "2026-03-08T14:17:13.634Z",
"id": "API-TRANSFER-C24AD-a6443bf0-011c-4bc2-b739-4a2e33e2a27b",
"type": "transfer",
"status": "SUCCESS",
"source": "api",
"sourceUserId": "11ec45a1-1fe5-44f5-8baf-cxxxxxxxxxx",
"customerBillerId": "010784xxxx",
"productId": "058"
}
}{
"code": "201",
"description": "PROCESSING",
"message": "Unable to process response, please rely on web hook",
"status": false,
"data": {
"status": "PENDING_BILLING"
}
}{
"code": "400",
"description": "Request failed."
}{
"code": "401",
"description": "Unauthorized"
}{
"code": "403",
"description": "Forbidden"
}{
"code": "404",
"description": "Record not found"
}{
"code": "429",
"description": "Too many requests"
}{
"code": "500",
"description": "Server error"
}Authorizations
Nomba authenticates API calls with OAuth2 HTTP bearer tokens. There are two methods of authentication; Client-Credentials method and PKCE (Proof Key for Code Exchange) method. In each of the methods, You will get an ACCESS_TOKEN. You need to use an "Authorization" HTTP header to provide your ACCESS_TOKEN. For example: Authorization: {ACCESS_TOKEN}.
Headers
The parent accountId of the business.
Example:
"890022ce-bae0-45c1-9b9d-ee7872e6ca27"
Path Parameters
The sub accountId to transfer from.
Body
application/json
The request payload required to perform bank account transfer.
A structure representing an object required to post a bank account transfer.
The amount to be transferred.
Example:
3500
The destination bank account number.
Required string length:
10Example:
"0554772814"
The name on the account.
Example:
"M.A Animashaun"
The code of the recipient bank.
Example:
"058"
Unique reference used to track a transaction from an external process.
This is an idempotency key and must be unique per transaction.
Example:
"UNQ_123abGGhh5546"
Sender name
Example:
"Nightly Post"
The payment narration
Example:
"Testing Payment"